Posts from September 30th, 2025
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30
Why Homebuying Is Becoming More Affordable This Fall
For the past couple of years, many homebuyers have struggled to make the numbers work. Home prices rose quickly, mortgage rates climbed, and affordability became a major challenge. As a result, a lot of buyers pressed pause on their plans.
But there's good news. If you've been waiting for a better time to re-enter the market, affordability is finally showing signs of improvement this fall.
Mortgage Payments Are Coming Down
According to the latest Redfin data, the typical monthly mortgage payment is now about
30
Why More Homeowners Are Downsizing and Buying Their Next Home Mortgage-Free
If you've been thinking about downsizing to lower expenses, move closer to family, or simplify your lifestyle, there's a growing trend you'll want to know about: more homeowners are purchasing their next home outright—with no mortgage and no monthly housing payment.
A Record Number of Mortgage-Free Homeowners
According to a recent analysis of U.S. Census data by ResiClub, more than 40% of owner-occupied homes in the U.S. are mortgage-free—an all-time high. That means 4 in 10 homeowners own their homes completely free and clear.
One big reason?
