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Posts from July 2013

Ruhl&Ruhl REALTORS

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Buying a Home | 86 Posts
Company Events | 19 Posts
COVID-19 | 4 Posts
Facts and Trends | 17 Posts
Farm and Land | 19 Posts
Homeownership | 20 Posts
Market Updates | 47 Posts
Mortgage Rates | 3 Posts
NAR Survey | 4 Posts
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Parade of Homes | 11 Posts
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Ruhl Commercial | 4 Posts
Ruhl Mortgage | 30 Posts
Selling a Home | 61 Posts
Why Realtors? | 5 Posts
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July
30

DAVENPORT – The real estate market is back in our region. Sales volume is up in most of our markets for the first 6 months of the year compared to 2012 (see Regional Real Estate Activity Chart attached):  Burlington Area                                 +11% Cedar Rapids Area                          +20% Clinton/Camanche/Fulton 

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July
29

When the initial dream of homeownership and beginning your process starts to form in your mind, bets are - the question stated above is not included in your initial thoughts.   And while this type of situation is unbelievably frustrating, keep in mind that you do have options. Let's start from the beginning, say you have began your home search and you meet with a Lender. That Lender will review your credit along with income and assets to determine if you qualify for a new loan. But what happens when you don't qualify? First, find out what steps you will need to take to get qualified. These may vary and include a credit improvement plan, a savings plan to accumulate your down payment and closing costs and/or a plan for how long you must be on your job or earning variable income. These are steps that you can work on to become a preferred buyer. They m...

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